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News | March 21, 2022

U.S. Army offers to pay off student loan debt for new recruits

By Capt. Mia Figgs USAREC Public Affairs

The U.S. Army offers a special incentive to qualified applicants, guaranteeing up to $65,000 in student loan repayment for previously earned education.

The program is available for nearly 50 different occupations covering full-time and part-time careers in the U.S. Army and Army Reserve.

The total amount of the loan reimbursement varies depending on the individual’s initial enlistment contract length.

“Many people start college but will get steered into a different direction because life happens,” said Maj. Gen. Kevin Vereen, who leads U.S. Army Recruiting Command. “When those life changes happen, many decide to change their educational pursuit’s right along with it. This is an opportunity for Americans to have some extra padding and use the Army as a means to recover financially through its educational benefits.” 

There are various eligibility requirements. Applicants must have a high school diploma and a score of 50 or greater on the Armed Services Vocational Aptitude Battery, must select from the list of critical professions, which changes quarterly. Individuals must also agree to an initial service obligation of five years or more in order to receive the benefit.

At the time of enlistment, the applicant’s loans must be up-to-date and in good standing. The loans cannot be in default before or throughout the Soldier’s repayment process.

All applicants must have incurred their student loan debt before enlisting into the Future Soldier Training Program.

Exactly how much will the Army pay? The principal and interest must not exceed 33 and 1/3 percent of the maximum amount of the Soldier’s total loan (up to $65,000) or $1,500.00, whichever is greater for each year of service. 

Some of the occupations currently available through the student loan reimbursement program include:

- Psychological operations specialist (37F), specialize in creating information used to directly influence and engage audiences.

- Mortuary affairs specialist (92M), responsible for handling the remains and personal effects of fallen Soldiers.

- Transportation management coordinator (88N), globally plan and oversee the transportation of supplies, equipment and personnel.

- Shower & laundry specialist (92S), responsible for the care of personnel laundry and overseeing shower operations.

The student loan repayment incentive is not available to those already serving in the Army.

Individuals can learn more about Army career options and the benefits of military service at



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